Important Disclaimers and Legal Information

General Disclaimer

The information provided on this website is for general informational purposes only and should not be considered as professional financial advice tailored to your specific circumstances.

While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind about the completeness, accuracy, reliability, or suitability of the information contained herein.

Any reliance you place on such information is strictly at your own risk, and we recommend consulting with qualified professionals before making any financial decisions.

Limitation of Liability

Our liability is limited in the following circumstances to protect both parties and ensure fair service delivery

• We shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of our services
• Our maximum liability shall not exceed the total amount paid for services in the 12 months preceding any claim
• We are not responsible for losses due to market volatility, economic conditions, or external factors beyond our control
• Technical issues, system downtime, or communication failures do not constitute grounds for liability claims
• Third-party services or recommendations provided through our platform are not covered under our liability terms

These limitations are designed to ensure sustainable service delivery while protecting all parties involved in the consultation process.

Information Accuracy

We endeavor to ensure all information provided through our consultations and platform remains current and accurate to the best of our knowledge.

Financial markets, regulations, and economic conditions change rapidly, which may affect the relevance of previously provided information.

Clients are encouraged to verify information independently and seek updated guidance when making significant financial decisions.

• Market data and analysis reflect conditions at the time of consultation
• Regulatory changes may impact the applicability of previous recommendations
• Economic forecasts are based on available information and professional judgment

Professional Advice Disclaimer

Our consultations provide general financial guidance and analytical insights but do not constitute formal professional advice specific to your individual circumstances.

We strongly recommend consulting with licensed financial advisors, tax professionals, or legal experts before implementing any financial strategies discussed during consultations.

Each person's financial situation is unique, and what works for one individual may not be suitable for another.

External Links and Third-Party Content

Our website may contain links to external websites or reference third-party services that are not under our control or ownership.

We do not endorse, guarantee, or assume responsibility for the content, privacy policies, or practices of any third-party websites or services.

Users access external links at their own discretion and should review the terms and privacy policies of any third-party websites they visit.

Results and Outcome Disclaimer

Individual results may vary based on personal circumstances and implementation

The effectiveness of financial planning strategies depends heavily on individual implementation, market conditions, and personal financial circumstances.

While our consultations aim to provide valuable insights and guidance, we cannot guarantee specific outcomes or results from following our recommendations.

• Personal financial discipline and consistent implementation
• Market conditions and economic environment changes
• Individual risk tolerance and investment timeframe
• Life circumstances and unexpected financial events

Intellectual Property Rights

All content, materials, and resources provided through our consultations and website are protected by Australian and international intellectual property laws.

Clients may use provided materials for personal financial planning purposes but may not reproduce, distribute, or commercialize our proprietary content without written permission.

Any unauthorized use of our intellectual property may result in legal action and termination of services.

Client Indemnification

Clients agree to indemnify and hold harmless lunarexaviqo and its representatives from any claims, damages, or expenses arising from misuse of provided information or violation of these terms.

This includes but is not limited to claims resulting from implementation of financial strategies without proper professional consultation or failure to disclose relevant financial information during consultations.

Governing Law and Jurisdiction

These terms and any disputes arising from our services are governed by Australian law and subject to the jurisdiction of Australian courts.

We comply with Australian Privacy Principles and relevant consumer protection legislation in all our business practices.

International clients should be aware that Australian law governs all aspects of our service delivery and consultation processes.

Severability of Terms

If any provision of this disclaimer is found to be unenforceable or invalid by a court of competent jurisdiction, such provision shall be limited or eliminated to the minimum extent necessary.

The remainder of this disclaimer shall remain in full force and effect, ensuring continued protection and clarity for all parties involved.

Changes to This Disclaimer

We reserve the right to update or modify this disclaimer at any time to reflect changes in our services, legal requirements, or business practices.

Any changes will be posted on this page with an updated effective date, and continued use of our services constitutes acceptance of the revised terms.

We encourage clients to review this disclaimer periodically to stay informed about our policies and any updates that may affect their use of our services.

Questions About This Disclaimer

If you have any questions or concerns about this disclaimer or need clarification on any of these terms, please don't hesitate to contact us using the information provided below.