Terms and Conditions

Terms of Service

Welcome to lunarexaviqo Financial Planning Services. These terms and conditions govern your use of our consultation services and website located at lunarexaviqo.com.

By accessing our services or website, you agree to be bound by these terms. If you disagree with any part of these terms, please do not use our services.

These terms constitute a legally binding agreement between you and lunarexaviqo Financial Planning Services, effective from the date you first access our services.

Acceptance of Terms

By using our website, booking consultations, or engaging our services, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions.

If you are using our services on behalf of an organization, you represent that you have authority to bind that organization to these terms.

Changes to This Privacy Policy: Changes to This Privacy Policy

Description of Services

lunarexaviqo Financial Planning Services provides monthly consultation services focused on financial planning guidance, market analysis, and resource allocation discussions.

Our services include the following key components designed to support your financial planning journey.

• Personalized financial consultations tailored to individual circumstances
• Market analysis and economic insights relevant to personal finance
• Resource allocation discussions and strategic planning guidance
• Ongoing support through scheduled monthly consultations

User Responsibilities

As a client of our consultation services, you agree to the following responsibilities to ensure effective service delivery.

• Provide accurate and complete information during consultations
• Maintain confidentiality of any proprietary information shared during consultations
• Use our services only for lawful purposes and in compliance with applicable regulations
• Notify us promptly of any changes in your financial circumstances that may affect our guidance
• Respect the intellectual property rights of our content and materials
• Pay fees promptly according to the agreed payment schedule

Prohibited Uses

You may not use our services or website for any of the following prohibited purposes.

• Any unlawful purpose or to solicit others to perform unlawful acts
• Violating any international, federal, provincial, or state regulations, rules, laws, or local ordinances
• Infringing upon or violating our intellectual property rights or the intellectual property rights of others
• Harassing, abusing, insulting, harming, defaming, slandering, disparaging, intimidating, or discriminating
• Submitting false or misleading information during consultations or registration
• Uploading or transmitting viruses or any other type of malicious code
• Attempting to gain unauthorized access to our systems or client information

Intellectual Property Rights

All content, materials, and intellectual property provided through our consultations and website remain the property of lunarexaviqo Financial Planning Services.

You are granted a limited license to use our materials for personal financial planning purposes only, without the right to reproduce or distribute commercially.

Any unauthorized use of our intellectual property may result in termination of services and potential legal action under Australian intellectual property laws.

Privacy Policy

Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your personal information when you use our services.

By using our services, you also agree to the terms outlined in our Privacy Policy, which is incorporated by reference into these terms and conditions. Privacy Policy

Payment Terms and Conditions

Our consultation services are provided on a monthly subscription basis at $250 per month, payable in advance.

Payment terms include the following important conditions that govern our financial relationship.

• Monthly fees are due on the same date each month as your initial subscription
• All prices include applicable Australian taxes and fees
• Failed payments may result in suspension of consultation services until account is current
• Refunds are not provided for unused portions of monthly subscription periods

Representative APR varies based on payment method. All fees include GST where applicable, and services are billed monthly with automatic renewal unless cancelled.

Termination of Services

Either party may terminate the consultation agreement with 30 days written notice, though payment obligations continue through the current billing cycle.

We reserve the right to terminate services immediately for violation of these terms, non-payment, or inappropriate conduct during consultations.

Upon termination, your access to consultation materials and ongoing support will cease, though previously provided guidance remains available for your personal use.

Service Disclaimers

Our consultation services provide general financial guidance and analysis but do not constitute professional financial advice specific to your individual legal or tax circumstances.

Past performance does not guarantee future results, and individual results may vary significantly based on personal circumstances, market conditions, and implementation of discussed strategies.

Past performance does not guarantee future results

Individual results may vary based on personal circumstances and implementation

Limitation of Liability

Our liability for any claims related to consultation services is limited to the total amount paid for services in the 12 months preceding any claim.

We shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services.

These limitations apply regardless of the legal theory on which the claim is based, including breach of contract, tort, or any other legal theory.

Indemnification

You agree to indemnify and hold harmless lunarexaviqo Financial Planning Services from any claims, damages, or expenses arising from your use of our services or violation of these terms.

This includes but is not limited to claims resulting from misrepresentation of your financial situation or misuse of consultation materials provided during our sessions.

Dispute Resolution

We are committed to resolving any disputes fairly and efficiently through the following processes.

Governing Law

These terms and conditions are governed by and construed in accordance with the laws of Australia, without regard to conflict of law principles.

Any legal action or proceeding arising under these terms will be brought exclusively in the courts located in Australia.

You hereby consent to the jurisdiction and venue of such courts and waive any objection to the convenience of the forum.

Severability

If any provision of these terms is deemed invalid or unenforceable by a court of competent jurisdiction, the remaining provisions will continue in full force and effect.

Invalid provisions will be interpreted in a manner that most closely reflects the original intent while remaining legally enforceable.

Entire Agreement

These terms and conditions, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and lunarexaviqo Financial Planning Services.

This agreement supersedes all prior or contemporaneous communications and proposals, whether electronic, oral, or written, between you and us regarding our services.

Changes to Terms

We reserve the right to update these terms and conditions at any time to reflect changes in our services, legal requirements, or business practices.

Material changes will be communicated through our website or direct communication, and continued use of our services constitutes acceptance of updated terms.

We recommend reviewing these terms periodically to stay informed about any updates that may affect your use of our consultation services.

Contact Information

For questions about these terms and conditions or our services, please contact us at contact@lunarexaviqo.com or call +61 684 615 864.